See what percent of Gen Z has started investing...

Answer: 44%

Questions:

• When do you think you will start investing in the stock market? Explain your answer.
• What barriers might stop young adults from investing?
• The majority of young adults are not investing. What long-term impacts might that have?
• Do you think the percentage of young adults who invest will increase in the next decade? Why or why not?

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.

 
Behind the numbers (Gallup)

"Sixty-two percent of Americans in 2025 report owning stock, matching the 2024 reading and similar to the 61% recorded in 2023. This follows more than a decade, from 2010 to 2022, when the rate was below that mark...Gallup has historically found stock ownership strongly correlated with household income, formal education, age, marital status and race/ethnicity. 

The percentage owning stock is highest among adults in households earning $100,000 or more (87%), college graduates (84%) and married adults (77%). By contrast, the rate is 49% among unmarried adults, 42% among those with a high school education or less, and 28% among those in households earning less than $50,000.

Stock ownership also varies significantly by race/ethnicity, with 70% of White adults owning stock, compared with 53% of Black adults and 38% of Hispanic adults."

About the Author

Kathryn Dawson

Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.