Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores PLAY: The Bean Game FINE PRINT: Schumer Box MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance Which savings strategy is most effective? RESEARCH: Credit Protections MOVE: Types of Employment ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Financial Aid Package When the Mean is Nice INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts Do consumers send more money through Zelle or spend more money on Amazon? PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs