Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box You Just Gotta Habit! COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! PLAY: Types of Car Insurance MOVE: Types of Employment ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? When the Mean is Nice PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications MOVE: Inflation Over Time PLAY: The Bean Game PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions