Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box MOVE: Credit Musical Chairs INTERACTIVE: Bummer! RESEARCH: Credit Protections ANALYZE: Inequalities in Investing When the Mean is Nice PLAY: Organize Budget Expenses PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns