Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator PLAY: The Bean Game INTERACTIVE: Bummer! COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? PLAY: Roll with the Market MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund MOVE: Types of Employment CALCULATE: The Cost of Auto Loans You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses RESEARCH: Credit Protections FINE PRINT: Checking Account Statement Which savings strategy is most effective? PLAY: Types of Car Insurance ANALYZE: Overdraft Fees

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates