Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees PLAY: Roll with the Market PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! You Just Gotta Habit! MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice Do consumers send more money through Zelle or spend more money on Amazon?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates