Sep 22, 2025

Question of the Day: What percent of Americans wrote a check in the last year?

More and more Americans are endorsing the switch to electronic payments.

Answer: 54%

Questions:

  • Have you ever written a check?
    • If yes - when?
    • If no - what payment method(s) do you use most often?
  • What do you think are the most common expenses that people write checks for?
  • Do you think the answer to this question will change in the next five years? Explain.

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (Go Banking Rates):

"46% of Americans Didn’t Write a Check in 2023. While writing checks may be less popular than it used to be, 54% of Americans still wrote a check in the past year...

While many Americans did not write checks last year, the practice was least popular for those under 54. Our survey results showed that 46% of those ages 18 to 24 did not write a check this past year, along with 51% of those ages 25 to 34, 51% of those ages 35 to 44 and 50% of those 45 to 54. While the practice might be dwindling, many Americans in the 55 and over age group still write a few checks a month — with 15% in the 55 to 64 age group and 22% in the 65+ age group reporting this."

 

About the Author

Kathryn Dawson

Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.

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