68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
How much of their disposable income are Americans saving?
Find the most recent data from FRED
"What a “good” savings rate is depends on your own personal goals and current financial situation. Many experts recommend saving at least 20 percent of your income – in line with the 50/30/20 budgeting model that says 50 percent of your income should go towards necessities, 30 percent on wants and 20 percent to savings – but that’s not always (or sometimes ever) feasible.
According to the Bureau of Economic Analysis, the average savings rate in the U.S. for January 2025 was 4.6 percent. This was an increase from December 2024’s 3.5 percent savings rate. Still, it’s tough for many people to save anything. Almost 3 in 10 (29 percent) of people have some savings, but not enough to cover three months’ expenses, according to Bankrate’s 2025 Emergency Savings Report. And 27 percent of U.S. adults have no emergency savings at all."
Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Career
Checking
Consumer Skills
Credit
Current Events
Curriculum Announcements
Economics
Edpuzzle
ELL Resources
FinCap Friday
Interactive
Insurance
Investing
Math
Paying for College
Press Releases
Podcasts
Podcasts in the Classroom
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Join the more than 11,000 teachers who get the NGPF daily blog delivered to their inbox:
MOST POPULAR POSTS
1
End-of-Year Teacher Toolkit
2
Curriculum Announcement: NEW Movie Worksheets
3
Question of the Day: How many millionaires are there in the United States?
4
Edpuzzle: TIME Explains How Tariffs Work in Less than 90 Seconds
5
How to Trim the Semester Course for Shorter Time Frames
Awarded one of the Top Personal Finance Blogs
Awarded one of the Best Advocacy Blogs and Websites
Before your subscription to our newsletter is active, you need to confirm your email address by clicking the link in the email we just sent you. It may take a couple minutes to arrive, and we suggest checking your spam folders just in case!
Great! Success message here
New to NGPF?
Save time, increase student engagement, and help your students build life-changing financial skills with NGPF's free curriculum and PD.
1. Sign up for your Teacher Account
2. Explore a unit page
3. Join NGPF Academy
4. Become an NGPF Pro!
Your new account will provide you with access to NGPF Assessments and Answer Keys. It may take up to 1 business day for your Teacher Account to be activated; we will notify you once the process is complete.
Thanks for joining our community!
The NGPF Team
Complete the form below to access exclusive resources for teachers. Our team will review your account and send you a follow up email within 24 hours.
To speed up your verification process, please submit proof of status to gain access to answer keys & assessments.
Acceptable information includes:
Acceptable file types: .png, .jpg, .pdf.
Once you submit this form, our team will review your account and send you a follow up email within 24 hours. We may need additional information to verify your teacher status before you have full access to NGPF.
Take the quiz to quickly find the best resources for you!