Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? What do cardholders fear most when using a credit card? ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action PLAY: The Bean Game RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems