Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans