Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? RESEARCH: Professional Certifications When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? You Just Gotta Habit! INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? RESEARCH: Credit Protections MOVE: Inflation Over Time

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs