Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market When the Mean is Nice CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund PLAY: The Bean Game ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: Types of Employment You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth