Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! CALCULATE: How Much House Can You Afford? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance When the Mean is Nice PLAY: Roll with the Market MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses PLAY: Budget Frenzy! PLAY: The Bean Game ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income