Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action PLAY: Roll with the Market INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator When the Mean is Nice CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time PLAY: The Bean Game MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns