Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? MOVE: Types of Employment What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! You Just Gotta Habit! What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations