Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines