Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

READ: Retirement Basics What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! Gotta Habit What do cardholders fear most when using a credit card? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box COMPARE: Auto Loans MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? RESEARCH: Fair Credit Reporting Act

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form