Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment When the Mean is Nice RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form