Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees MOVE: Inflation Over Time PLAY: It Costs HOW Much? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance COMPARE: Types of Health Insurance Plans CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! PLAY: Organize Budget Expenses INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action PLAY: The Bean Game MOVE: Credit Musical Chairs Which savings strategy is most effective?

DESMOS ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs