Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? INTERACTIVE: Bummer! MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: Roll with the Market PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game What percent of students receive scholarships or grants for college? MOVE: Types of Employment

DESMOS ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines