Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment PLAY: Budget Frenzy! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time CALCULATE: Return on Your College Investment PLAY: The Bean Game MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function