Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time FINE PRINT: Checking Account Statement RESEARCH: Credit Protections PLAY: It Costs HOW Much? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment When the Mean is Nice RESEARCH: Professional Certifications FINE PRINT: Schumer Box MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! You Just Gotta Habit! PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs