Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund You Just Gotta Habit! CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? When the Mean is Nice ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box PLAY: The Bean Game PLAY: Roll with the Market RESEARCH: Credit Protections PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Inflation Over Time FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities