Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs MOVE: Inflation Over Time FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! Which savings strategy is most effective? RESEARCH: Credit Protections PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment PLAY: The Bean Game PLAY: Roll with the Market RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates