Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box PLAY: Budget Frenzy! MOVE: Inflation Over Time MOVE: Types of Employment RESEARCH: Credit Protections COMPARE: Types of Savings Accounts You Just Gotta Habit! What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type