Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game RESEARCH: Credit Protections When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions