Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Types of Employment PLAY: Budget Frenzy! PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? You Just Gotta Habit! FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans