Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores PLAY: The Bean Game PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Overdraft Fees CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan