Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? When the Mean is Nice MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! ANALYZE: Overdraft Fees ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator Do consumers send more money through Zelle or spend more money on Amazon? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns