Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging in Action RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action COMPARE: Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans CALCULATE: Your Federal Taxes When the Mean is Nice MOVE: Types of Employment What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Just Gotta Habit PLAY: Roll with the Market What do cardholders fear most when using a credit card? ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs