Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses When the Mean is Nice INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: Return on Your College Investment Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications You Just Gotta Habit! PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations