Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement Which savings strategy is most effective? FINE PRINT: Financial Aid Package When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores PLAY: The Bean Game CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time You Just Gotta Habit! PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing