Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Inflation Over Time When the Mean is Nice What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores PLAY: The Bean Game FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! MOVE: Types of Employment MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications ANALYZE: Overdraft Fees ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing