Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? PLAY: The Bean Game FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? PLAY: Roll with the Market MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan