Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Invest with STAX! ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs COMPARE: Types of Health Insurance Plans PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement RESEARCH: Credit Protections MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans PLAY: The Bean Game PLAY: Roll with the Market PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? You Just Gotta Habit! COMPARE: Types of Savings Accounts Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income