Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action You Just Gotta Habit! INTERACTIVE: Bummer! MOVE: Types of Employment PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What is the average credit card debt held by Gen Z? When the Mean is Nice What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities