Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? You Just Gotta Habit! FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! When the Mean is Nice

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines