Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing PLAY: The Bean Game INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses RESEARCH: Credit Protections FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund You Just Gotta Habit! What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type