Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? Which savings strategy is most effective? RESEARCH: Credit Protections You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function