Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box You Just Gotta Habit! What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! PLAY: Roll with the Market When the Mean is Nice MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems