Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts You Just Gotta Habit! RESEARCH: Credit Protections What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses PLAY: Roll with the Market INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events