Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs PLAY: Roll with the Market MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? What do cardholders fear most when using a credit card? ANALYZE: Inequalities in Investing COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! PLAY: Budget Frenzy! When the Mean is Nice FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Fair Credit Reporting Act COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts PLAY: The Bean Game PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles