Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! When the Mean is Nice PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? MOVE: Types of Employment PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package PLAY: The Bean Game What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns