Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report When the Mean is Nice ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution