Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections PLAY: Roll with the Market What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging in Action MOVE: Types of Employment RESEARCH: Professional Certifications When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? Just Gotta Habit CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores