Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections What do cardholders fear most when using a credit card? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing When the Mean is Nice MOVE: Types of Employment INTERACTIVE: Online Bank Simulator Just Gotta Habit What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! Which savings strategy is most effective? PLAY: The Bean Game MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? COMPARE: Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging CALCULATE: Your Federal Taxes PLAY: Roll with the Market FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking