Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PLAY: The Bean Game PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Invest with STAX! You Just Gotta Habit! MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Auto Loans CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing