Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: Roll with the Market PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! COMPARE: Auto Loans What do cardholders fear most when using a credit card? When the Mean is Nice FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging in Action What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores MOVE: Types of Employment Just Gotta Habit PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box PLAY: Budget Frenzy! Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots