Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses Which savings strategy is most effective? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots