Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary When the Mean is Nice MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator You Just Gotta Habit! What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? What is the average credit card debt held by Gen Z?

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form