Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market MOVE: The Net Price of College INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary COMPARE: Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? MOVE: Types of Employment FINE PRINT: Schumer Box When the Mean is Kinda Nice RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement READ: Retirement Basics Gotta Habit MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging in Action MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance CALCULATE: Your Federal Taxes PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations